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Lenders - Your Home Buying Heroes!

A lender is the vital cornerstone of the home buying process. They provide the financial foundation, offering mortgage options tailored to your unique circumstances. Their expertise ensures you secure the best interest rates and loan terms, saving you money over the long haul. Lenders also streamline paperwork and guide you through the complex approval process, reducing stress. Their role is pivotal in turning homeownership dreams into reality, making them an indispensable partner on your journey to finding and financing your dream home. 

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Get Pre-Approval

Before you start looking for a home to buy, it’s a good idea to meet with your Loan Officer to get pre-approved for a loan amount. At this stage, the lender gathers information about income, assets and debts of the borrower (you) to determine how much house you may be able to afford. This includes the following:

• Credit report

•  W-2 forms

•  Pay stubs

•  Federal Tax Returns

•  Recent bank statements

There are a variety of different loan programs, so make sure to get pre-qualification for the specific programs that best suit your needs.

We Help You Get The Best Loan

START THE PROCESS

We’ll help you find the best local loan officer to get you competitive rates and the programs that best fit your individual needs. Fill out this form and we’ll connect you with a lender today!

LET'S GET STARTED
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Application & Processing

WHAT HAPPENS WHEN A LOAN GOES "LIVE"

When you find property you’re ready to buy, your lender will help you complete a full mortgage loan application, and talk you through the various fees and down payment options. The application is submitted to processing, where the documents are reviewed and appraisals and title examination are ordered. Then the loan is sent to an underwriter, who reviews and approves the entire loan if it meets compliance.

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Closing

SIGNING AND FINALIZING THE DEAL

Don’t be surprised if you’re asked for additional documentation or clarification throughout the process. Once your loan is approved, don’t forget to set up homeowners' insurance. Your documents will be sent to the title company, where you’ll sign for the new home and pay any remaining costs. Then the loan is recorded, and you get the keys. Congratulations, happy homeowner!

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Let's Fuel Your Home Dreams Over Coffee!

Whether it's buying your first home or selling for a fresh start, I'm here to make it seamless. Let us buy you a cup of joe and chat about your real estate goals and needs!